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This Terms & Conditions of Use and Subscriber Agreement ("Agreement") is the agreement between you
("Subscriber") and Mossberg’s Investor Digest ("Publisher"), a Texas sole proprietor, whose mailing
address is P.O. Box 92698, Southlake, TX 76092.

The terms & conditions in this Agreement apply to your subscription to the Mossberg’s Investor Digest
and to your use of the website at http://www.mossbergid.com ("website").

The subscription to the Newsletter shall begin only upon (1) your acceptance of this Agreement and (2)
the receipt by the Publisher of good and sufficient funds in payment for the Subscription Fee.
Notwithstanding this, you are bound by the Agreement immediately upon your use of the website.

1. Definitions
The term "Mossberg’s Investor Digest" includes Mossberg’s Investor Digest, the owner of the website,
and any parents, subsidiaries, affiliates, officers, members, directors, managers, employees, agents,
attorneys, and/or suppliers of Mossberg’s Investor Digest.

The term "access to the website" or "access" means access to the Subscribers Only section of the
website in addition to the sections of the website that are accessible to the general public.

"Effective Date" means the date that this Agreement shall be effective. The effective date shall be the
date confirmed by Publisher upon Publisher's receipt, in good and sufficient funds, of your subscription
payment. The date of such confirmation will be the date of the e-mail from Publisher to you with the User
Name and Password.

The term "newsletter" means the Mossberg’s Investor Digest published by the Publisher and delivered to
you by e-mail or via access to the website.
The term "Publisher" means Mossberg’s Investor Digest.

"Renewal Date" means the last day of your Subscription Term as shown on the records of Publisher.

"Subscription Price" means the price shown on the Subscription Price Schedule for the term you selected
on the Subscription Application.

"Subscription Term" means the chronological term of the subscription you selected on the Subscription
Application.

"Subscription Price Schedule" means the schedule of prices for the various terms posted from time to time
on the website by the Publisher.

The term "trademark" means both trademark and service mark as applicable.
"User Name" and "Password" mean your user name and password provided to you for accessing the
website.

The term "website" means the website whose URL includes www.mossbergid.com. The website is owned
and operated by the Publisher.

All references to "you" and "your" refer to the Subscriber.

2. Your Representations and Warranties
To induce the Publisher to accept your subscription and grant you access to the website, you represent
and warrant to the Publisher that:
(a) You are over the age of eighteen (18) years and have the power and authority to enter into and
perform your obligations under this Agreement;
(b) You will comply with all the terms & conditions of this Agreement, including, without limitation, the
terms incorporated by reference herein, if any;
(c) You will not permit anyone else to use your User Name or Password, provide to anyone else your User
Name or Password, or permit anyone else to access the website or the newsletter using your subscription
access;
(d) You have provided accurate and complete registration and subscription information, including, without
limitation, your legal name, e-mail address, and postal address;
(e) You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative
works from, transfer, or sell any information, material or services obtained from any part of Mossberg’s
Investor Digest Information. All forms of sub-licensing, reselling, republication or other forms of
distribution, including internet posting, electronic mailing, faxing, archiving in a public database,
redistributing via a computer network, or in a printed form, to third parties of any Mossberg’s Investor
Digest Information are strictly prohibited;
(f) Your subscription to the newsletter and the access granted to the website and any e-mails received
from the Publisher, its agents or assigns, shall be for your use only;
(g) You have read and understand the Disclosures posted on the website;
(h) You will only use the access granted under this Agreement for lawful purposes.
(i) You understand that this Agreement is a legally binding agreement; you have had the opportunity to
consult with an attorney of your choice concerning your legal rights and obligations under this Agreement;
and, you enter into this Agreement freely and voluntarily with full knowledge of your legal rights and
obligations under this Agreement.
(j) You will comply with all applicable laws, including those regarding the export of data and all laws, rules
and regulations that may be applicable to your use of Mossberg’s Investor Digest Information.
(k) You will not interfere with or attempt to interfere with the operation of the website by the Publisher or
the use of or access to the website by any other person or entity.

3. Description
Periodically, Mossberg's Investor Digest publishes Best Idea Profiles, which are one-page profiles
highlighting the investment merits and risks of publicly traded companies. Near the end of each month,
Best Idea Profiles are compiled into a single newsletter. Subscribers receive Mossberg’s Investor Digest
Information either via e-mail or by visiting www.mossbergid.com

Mossberg’s Investor Digest is available via two types of subscription, Annual and Immediate Access
Annual Subscriptions.

Annual Subscribers receive 12 Monthly compilation issues. At the end of each month, Mossberg's Investor
Digest compiles all Best Idea profiles generated that month into a single compilation issue. In addition,
Annual Subscribers receive a password and login to access the past compilation issues.
Immediate Access Annual Subscribers receive everything the annual subscribers receive plus Best Idea
Profiles as soon as they are published.
The publisher shall work hard and make every commercially reasonable attempt to publish the documents
during the periods indicated but the periods of publication are goals; Publisher does not represent that
the documents will be published or available during the periods stated. Publisher reserves the right to
change the publication periods without notice at the sole discretion of the Publisher.

The newsletter provides commentary and information including third-party information on financial
markets in general, professional investors, mutual funds, stocks, bonds, options, and other securities.
Specifically, certain securities are discussed and analyzed as investment vehicles. Publisher does not
represent, endorse, or warrant the timeliness, sequence, accuracy, or reliability of Mossberg’s Investor
Digest Information including third-party information.

Mossberg’s Investor Digest Information is intended for the citizens and residents of the United States of
America. The information provided by the Publisher may not be appropriate for citizens of other countries
or persons living in other geographical locations or other jurisdictions. The products mentioned in
Mossberg’s Investor Digest Information may not be eligible for sale in some states or countries. Publisher
reserves the right to limit availability of Mossberg’s Investor Digest Information to any person, geographic
area or jurisdiction.
You agree that the publication periods of the parts of the newsletter are not legally binding. You
acknowledge and understand that the commentary and information concerning products and services of
any third party are not approved or endorsed by Publisher.

By applying for a Subscription, you represent that you reside in or are a citizen of the United States of
America and that the information provided to you on the website and in the newsletter are appropriate
for you, regardless of the address you give to the Publisher. You also agree that you will comply with any
local laws or regulations, including without limitation, securities or blue sky laws or any laws requiring
registration or filings with local authorities, and the payment of any taxes, that may apply to your use of
the website and the information contained thereon and contained in the newsletter or e-mails from the
Publisher. You agree that any correspondence to you, including e-mails, have been requested by you and
the Publisher is authorized to send them to you.

This Agreement is void where prohibited by law, and the right to access is considered revoked in such
jurisdictions.

4. Subscribing
To subscribe to the newsletter and get access to the website, you agree to provide complete and
accurate registration information, including, without limitation, your legal name, e-mail address, telephone
number and postal address. You agree to maintain and update this information as necessary to keep it
accurate, complete, and current. The Publisher reserves the right to terminate your subscription or limit
access to service if any portion of the information you provide to the Publisher is false, incomplete, or
inaccurate.

5. Term of the Subscription
The term of the Subscription begins on the Effective Date and ends at the completion of the Subscription
Term. When the Subscription is renewed, such renewal operates as the consent of Subscriber to the
provisions of the Terms & Conditions of Use and Subscriber Agreement in effect on the Renewal Date and
any modifications or amendments which the Publisher may make to the Agreement thereafter.

6. Subscription Price
The Subscription Price you agree to pay is the price shown on the price schedule on the website. The
Subscription Price will not change for you during your Subscription Term. The Subscription price for any
renewal will be the price in effect as of the Effective Date of the renewal.

7. Payment & Renewal
Payment for a subscription is due in advance and is payable and fully earned on the Effective Date. If a
credit card is used for payment, the Subscription Price will be charged to your credit card prior to the
Subscription Term. The Publisher reserves the right to change, at any time, the name under which the
charge is made.

If you pay by credit card, you authorize the Publisher to submit on that credit card for payment, without
additional authorization or approval by you, any other amount that you may owe the Publisher under this
Agreement.

You agree subscription renewals shall be subject to the price shown on the price schedule on the website
in effect at the time of renewal and the provisions of the Terms & Conditions of Use and Subscriber
Agreement in effect on the Renewal Date shall apply. You will be provided with an opportunity to review
the Agreement in effect on the Renewal Date and accept the agreement when you renew your
subscription. The subscription renewal will take effect at the end of the existing Subscription Term.

8. Refunds, Cancellation, and Termination
All amounts received for subscriptions for the newsletter are non-refundable.
You may cancel your subscription to the newsletter and your access to the website at any time. To cancel
your subscription, you must give notice to the Publisher in writing either via e-mail or postal mail. The
Subscription Price you paid will not be refunded or prorated if you cancel your subscription.
In the event that the Publisher determines that you breached this Agreement or any term or condition or
provision of the Agreement, including non-payment, the Publisher has the right, but not the obligation, to
immediately cancel your subscription and to terminate your access to the website or other services or
products being provided to you by Mossberg’s Investor Digest without a refund.
Publisher reserves the right, in its sole discretion, to cancel your subscription or terminate your access to
the website at any time without cause and make a refund to you for any remaining whole months of your
subscription.
The obligations of the Publisher to you under this Agreement including providing access to the website
are terminated as of the cancellation of your subscription without further notice to you. Cancellation does
not terminate this Agreement with respect to your obligations under this Agreement. In any event, your
obligations under this Agreement and the disclaimers and limitations of liabilities in this Agreement shall
survive until the expiration of the applicable statute of limitations.

9. Access and Accessibility
You agree that you have received the Publisher's services and/or products when the Publisher sends you
the User Name and Password to the Subscriber Login section of the website. You may continue to receive
Mossberg’s Investor Digest Information until the end of your Subscription Term or such earlier date as
may be provided elsewhere in this Agreement. Information presented in the e-mail version of the
newsletter is available on the website for Subscribers in good standing.

Publisher shall work hard to provide accessibility to the website 24 hours a day, 7 days a week. However,
Publisher uses or may use from time to time third-party servers and makes no guarantee whatsoever that
the website shall be accessible. You agree that from time to time the newsletter may not be delivered or
the website may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment
malfunctions; (ii) periodic maintenance procedures or repairs the Publisher or any third party may
undertake from time to time; or (iii) causes beyond the commercially reasonable control of the Publisher or
which are not reasonably foreseeable by the Publisher.

Publisher may, without notice to you or approval by you, change, suspend, or discontinue the newsletter
or the website at any time, including the availability of any feature, database, or content. Publisher may,
without notice or liability to you, also impose limits on certain features and services or restrict your access
to parts of the website or to the services of the Publisher.

You agree that it is your responsibility to keep the Publisher informed of your e-mail address changes and
any developments that might prevent your address from receiving the newsletters during your
Subscription Term. Publisher is not responsible for non-delivery of your e-mail due to changes in the
address, service outages from your Internet service provider, or delays in any form.

10. User Name and Password
Publisher will assign a User Name and Password for you to access the Subscriber Login section of the
website. You agree that you have no right to transfer or assign your User Name or Password or allow
others to use your User Name and Password. You agree that you have the sole responsibility for, and the
Publisher has no responsibility or liability for, keeping your User Name and Password private and
confidential. You agree that if you share your User Name or Password with anyone else or if your User
Name or Password is used by anyone else, Publisher may, in its sole discretion, terminate your
Subscription and access to the website. Publisher reserves the right to charge you for the cost of an
additional subscription for each person to whom you provided your User Name or Password. Publisher
also reserves the right to seek recovery of any damages, costs and expenses, including attorney's fees,
by any legal means.

11. Security
You agree that you are aware that the Internet and any information sent via the Internet may be subject
to hacking, malware, spyware, malicious code, worms, time bombs, viruses, and other risks (collectively,
"Internet Risks") which could damage, destroy or alter your computer and the software and/or data
thereon. You agree that it is your responsibility, and not the Publisher's, to protect your computer and the
information stored thereon from all Internet Risks. Although the Publisher will take commercially
reasonable steps the purpose of which is to prevent such from occurring, you agree that the Publisher
shall not be responsible for, and shall have no liability for, any damage to you or your computer or your
information as the result of Internet Risks or any other cause or effect resulting from your use of the
Internet.

This website may contains links to websites operated by other persons or entities. The Publisher does not
control these other sites and is not responsible for their content. Publisher does not necessarily endorse
the linked sites or have any association with the owners or operators of those sites. Publisher is not
liable for any direct or indirect technical or system issues or consequences or Internet Risks arising out of
your access to or use of third-party technologies or programs available through this website.

You agree not to transmit any Internet Risks to the Publisher. You agree to notify the Publisher promptly if
your computer is harmed by Internet Risks that you know or reasonably suspect resulted from
communication related to the Publisher.

You agree not to, nor allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere
with, alter or modify this website or any content herein. You agree not to, nor allow others to, directly, or
indirectly, collect or attempt to collect any information about others including e-mail addresses, names,
and other information.

You agree not to use the website in any way that is unlawful, or harms the Publisher, its affiliates,
Subscribers, service providers and/or suppliers (each, a "Publisher Party" and collectively, the "Publisher
Parties") or any customer of a Publisher Party, as determined in Publisher's sole discretion.

You may not use the website in any way that breaches any code of conduct, policy or other notice
applicable to the website. Without limiting the generality of this section, you may not use the website in
any manner that could damage, disable, overburden, or impair the website (or the network(s) connected
to the website) or interfere with any other party's use and enjoyment of the website.
Without limiting the generality of the foregoing, you agree not to use the website to transmit, either
directly or indirectly, any unsolicited bulk e-mail or unsolicited commercial e-mail. Publisher may use
filtering technology or other measures in its efforts to stop unsolicited bulk e-mail and unsolicited
commercial e-mail, and if your use of the website includes e-mail related services, then such filtering
technology or other measures may block, either temporarily or permanently, some e-mail sent to you
through the website.

12. Disclaimer of Warranties
YOU ACKNOWLEDGE AND AGREE THAT MOSSBERG’S INVESTOR DIGSET INFORMATION, INCLUDING ANY
THIRD-PARTY INFORMATION, IS PROVIDED ON AN "AS IS" BASIS, WITHOUT REPRESENTATIONS OR
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SUITABILITY OF THE
INFORMATION OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, THE ACCURACY, RELIABILITY,
COMPLETENESS OR TIMELINESS OF THE CONTENT, TEXT, GRAPHICS, LINKS, OR OTHER ITEMS CONTAINED
WITHIN MOSSBERG’S INVESTOR DIGEST INFORMATION , OR THE RESULTS OBTAINED FROM ACCESSING
AND USING MOSSBERG’S INVESTOR DIGEST INFORMATION AND YOU AGREE THAT MOSSBERG’S INVESTOR
DIGEST SHALL NOT BE RESPONSIBLE THEREFOR. OPINIONS EXPRESSED IN MOSSBERG’S INVESTOR DIGEST
INFORMATION REFLECT THE THOUGHT OF PUBLISHER AND ARE SUBJECT TO CHANGE WITHOUT NOTICE.

ALL MATERIALS AND SERVICES FROM A THIRD PARTY THAT ARE PROVIDED BY ANY THIRD PARTY, OR THIRD-
PARTY SITES TO WHICH IT LINKS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED.

PUBLISHER DOES NOT WARRANT THAT MOSSBERG’S INVESTOR DIGEST INFORMATION OR OTHER SERVICES
AND PRODUCTS OF MOSSBERG’S INVESTOR DIGEST WILL BE UNINTERRUPTED OR ERROR-FREE, THAT
DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR ANY E-MAIL FROM MOSSBERG’S INVESTOR
DIGEST, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
YOU AGREE THAT THE PUBLISHER MAY AT ANY TIME, WITHOUT YOUR CONSENT OR APPROVAL, AND
WITHOUT NOTICE TO YOU, MAKE IMPROVEMENTS, MODIFICATIONS, AND/OR CHANGES TO MOSSBERG’S
INVESTOR DIGEST INFORMATION (INCLUDING THE WEBSITE, REPORTS, AND E-MAILS) INCLUDING
CHANGES TO THESE TERMS AND CONDITIONS AS PROVIDED FOR IN THIS AGREEMENT.

THIS DISCLAIMER BY PUBLISHER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, AND ALL
REPRESENTATIONS TO THE FULLEST EXTENT ALLOWED BY LAW. IF ANY PORTION OF THESE DISCLAIMERS
IS NOT APPLICABLE TO YOU AS A RESULT OF THE APPLICATION OF YOUR STATE LAW TO THIS AGREEMENT
OR THESE DISCLAIMERS, YOU AGREE THAT THE DISCLAIMERS SHALL BE ENFORCEABLE TO THE MAXIMUM
EXTENT PERMITTED BY YOUR STATE LAW AND SHALL BE MODIFIED TO PROVIDE THE MAXIMUM DISCLAIMER
POSSIBLE UNDER SUCH LAW.
THE FOREGOING WARRANTIES ARE IN LIEU OF ALL OTHER WARRANTIES WITH RESPECT TO THIS
AGREEMENT. MOSSBERG’S INVESTOR DIGEST SHALL NOT HAVE ANY LIABILITY WHATSOEVER EITHER FOR
ANY COVER OR SETOFF OR FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE
DAMAGES, INCLUDING LOST PROFITS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES. THE LIABILITY TO YOU, IF ANY, OF MOSSBERG’S INVESTOR DIGEST, SHALL BE LIMITED TO
THE AMOUNT OF MONEY ACTUALLY RECEIVED FROM YOU.

13. Disclaimer of Securities Information
Investing and trading in stocks and other securities are risky. Investments in mutual funds, stocks and
other securities mentioned in Mossberg’s Investor Digest Information carry an inherent element of risk,
including the potential for loss of principal. The publisher cannot guarantee and you should not assume
past performance of securities mentioned in Mossberg’s Investor Digest, is either an indication of or a
guarantee for future results. Publisher cannot and does not give any assurance that the trades placed
based on Mossberg’s Investor Digest Information will be profitable.

Mossberg’s Investor Digest Information may contain opinions and statements concerning or related to
securities and investments. Mossberg’s Investor Digest does not represent, endorse, or warrant the
timeliness, sequence, accuracy, or reliability of any such information. Neither Mossberg’s investor Digest
nor any provider of information or content in Mossberg’s Investor Digest shall have any liability for
investment decisions based upon, or the results obtained from Mossberg’s Investor Digest Information.
See Disclaimer of Warranties, above.
Mossberg’s Investor Digest is not soliciting you to execute any trade. Nothing contained in Mossberg’s
Investor Digest Information is intended to be, nor shall it be construed as an offer to buy or sell securities
or to give individual investment advice.

Mossberg’s Investor Digest does not offer individual investment advice and does not seek to know your
specific investment objectives, financial situation, or particular needs. Mossberg’s investor Digest does not
collect your financial information except as required for the receipt of your subscription.
You agree that you have not provided the Publisher with your specific investment objectives, financial
situation, or particular needs. You agree to use Mossberg’s Investor Digest Information for informational
purposes only. You agree that the Publisher does not and has not provided you with any investment
advice.
The products mentioned in Mossberg’s Investor Digest Information may not be eligible for sale in some
states or countries, and they may not be suitable for you. Before buying or selling any mutual fund, stock,
security, or investment, read the prospectus carefully.

You agree that your use of Mossberg’s Investor Digest Information is at your own risk. You agree that any
trades you execute following Mossberg’s Investor Digest Information are taken at your own risk for your
own account.
Publisher is neither a registered broker-dealer nor a registered investment advisor under the laws of the
United States or any State or any other jurisdiction.

14. Third-Party Content
Publisher, as part of the newsletter and the website, uses material and content obtained from or supplied
by third parties. The website and the newsletter may contain links and pointers to Internet sites
maintained by third parties. Publisher does not operate or control any information, products or services on
such third-party sites. Third-party links are included solely for your convenience, and do not constitute any
endorsement by the Publisher. You assume sole responsibility for use of third-party links and pointers.
Disclaimers set forth herein are equally applicable to such third-party sites. You are responsible for
reading and complying with the terms of use, privacy policy, and disclaimer for any linked site. Any
opinions, advice, statements, services, offers, or other information or content expressed or made
available by third parties are those of the respective author(s) or distributor(s) and not of the Publisher.
Nothing in this Agreement shall constitute or imply a sale or transfer or conveyance or license of any
rights of any third party.

15. Liability and Indemnification
All Mossberg’s Investor Digest Information contains statements and data that have been obtained from
sources believed to be reliable but their accuracy, completeness, timeliness, uninterrupted delivery, or
usefulness is not guaranteed.

Your use of Mossberg’s Investor Digest Information is entirely at your own risk and it is your sole
responsibility to evaluate the accuracy, completeness, and usefulness of all Mossberg’s Investor Digest
Information. Under no circumstances, including but not limited to, negligence, shall Mossberg’s Investor
Digest be liable for any direct, indirect, incidental, punitive, special, consequential, or other types of
damages that result in any way from or are otherwise connected in any way to (a) the use, reliance, or
downloading of any materials supplied by Mossberg’s Investor Digest, or (b) delays, errors, interruptions,
mistakes, or omissions in any materials supplied by Mossberg’s Investor Digest, or (c) the inability to use
Mossberg’s Investor Digest Information.
You specifically acknowledge and agree that Mossberg’s Investor Digest is not liable for any conduct of
any third-party user or provider.

You agree to indemnify and hold harmless Mossberg’s Investor Digest from and against any and all claims,
causes of action, liabilities, expenses (including attorneys' fees) and damages arising out of claims related
to or arising out of or connected with or resulting from (1) your use or misuse of any products or services
of Mossberg’s Investor Digest or information obtained from Mossberg’s Investor Digest or materials
uploaded or downloaded or transmitted by Mossberg’s Investor Digest, including the website and the
newsletter; and/or (2) any claims alleging facts that if true would constitute a breach by you of any of
these terms and conditions or the terms and conditions referenced herein or on the website; and/or (3)
claims made by any third party due to or arising out of your access to the website, receipt of the
newsletter or use of your User Name or Password; and/or (4) the infringement by you, or any third party
using your User Name and/or Password, of any intellectual property or other right of any person or entity.

You agree that your sole and exclusive remedy against Mossberg’s Investor Digest is to discontinue using
Mossberg’s Investor Digest Information, accessing the website, and subscribing to the newsletter. Under
no circumstances will Mossberg’s Investor Digest be liable to any newsletter subscriber or website visitor
for any damage.

16. Intellectual Property
All contents of Mossberg’s Investor Digest Information are copyrighted by Mossberg’s Invesotor Digest or
third-party content providers and are protected by United States and international copyright laws
including protection as a collective work and/or compilation. Mossberg’s Investor Digest shall at all times
be and remain the sole and exclusive owner of Mossberg’s Investor Digest Information (except for third-
party information and links therein). Mossberg’s Investor Digest is the sole and exclusive owner of all the
rights, titles, and interests in Mossberg’s Investor Digest Information including Mossber’s Investor Digest
trademarks, copyright, trade names and other intellectual property rights. All materials displayed or
provided to you in Mossberg’s Investor Digest Information (including but not limited to, text, graphics,
logos, articles, photographs, images, illustrations, audio clips and video clips, all or any of which are
referred to herein as 'Content') are protected by copyright, and owned or controlled by Mossberg’s
Investor Digest or third parties. All rights are reserved.
Mossberg’s Investor Digest, and other names of Mossberg’s Investor Digest products and services
referenced herein or in Mossberg’s Investor Digest Information are trademarks of Mossberg’s Investor
Digest. are the property of Mossberg’s Investor Digest. You may not use, adopt or attempt to register
anywhere in the world, whether alone or together with any other mark, symbol, or name, any Mossberg’s
Investor Digest trade name or mark or service name or mark that is similar or confusingly similar to the
Mossberg’s Investor Digest trademarks.

All other trademarks, service marks, brands, and names are the property of their respective owners.

You agree that you will abide by all copyright notices, information, and restrictions contained in any
Content you receive or access. You agree that you will not copy, modify, publish, transmit, participate in
the transfer or sale of, reproduce, create derivative works based on, distribute, perform, display,
translate, reverse engineer, decompile, disassemble, license, upload, assign, retransmit, redistribute or
post any part of Mossberg’s Investor Digest Information or in any way exploit, any of the Content, in
whole or in part. You may download or copy the Content, and other items displayed on, or distributed by
the Publisher for download, for your use only, provided that you do not violate the copyright notices of
third parties and provided that you maintain all copyright and other notices contained in such Content.
You will not store any significant portion of any Content in any form. All forms of sub-licensing, reselling,
republication or other forms of distribution, including internet posting, electronic mailing, faxing, archiving
in a public database, redistributing via a computer network, or in a printed form, to third parties of any
Mossberg’s Investor Digest Information are strictly prohibited.

You may use Mossberg’s Investor Digest Information for your own internal or personal use. Any other use
of this information is strictly prohibited unless prior written permission has been obtained from the
Publisher. Copying or storing of any Content for other than personal, noncommercial use is expressly
prohibited without prior written permission from Mossberg’s Investor Relations or from the copyright
holder thereof. The right to use any Content is not transferable to any other person or entity. You agree
that you will not take any information out of context or use it in an unfair, misleading or discriminatory
manner.
You agree that you are fully and solely responsible for all use under your User Name and/or your
Password and for ensuring that all use through you complies fully with the provisions of this Agreement.

You agree that you will make no claim on or use any of the intellectual property of Mossberg’s Investor
Digest or any third party.

17. Arbitration Agreement
Any controversy or claim arising out of or relating to this Agreement, or the breach thereof, shall be
settled by arbitration administered by the American Arbitration Association in accordance with its
Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator may be entered in
any court in Tarrant County, Texas having jurisdiction thereof. The parties agree that a single arbitrator
shall be agreed to by the parties. If the parties do not agree to a single arbitrator within 30 days of the
initial request for arbitration, the parties authorize the American Arbitration Association to appoint a single
arbitrator. The place of arbitration shall be Tarrant County, Texas. Each party shall bear its own costs and
expenses and an equal share of the arbitrator's and administrative fees of arbitration, provided, however,
where this Agreement provides for the recovery of attorney's fees, the arbitrator shall award such
attorney's fees. The arbitrator will have no authority to award punitive or other damages not measured
by the prevailing party's actual damages, except as may be required by statute. Except as may be
required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any
arbitration hereunder without the prior written consent of both parties.
Mossberg’s Investor Digest shall have the right to pursue relief, including self-help and injunctive relief,
without participating in arbitration, in claims involving the unauthorized use or disclosure or violations of
the confidentiality of Mossberg’s Investor Digest Information.

18. Modification and Amendment
Publisher shall have the right, at its sole discretion, to change, modify, add, or remove terms of this
Agreement at any time without notice and without your consent or approval. Except as provided for
herein, changes shall be effective immediately. No changes will be applied retroactively. You agree to
review periodically this Agreement and the other notices including Disclosures of Mossberg’s Investor
Relations as posted on the website since subsequent use by you of this website shall constitute your
acceptance of any changes, and any changes not otherwise effective immediately will be effective on the
Renewal Date. Publisher shall have the right at any time to change or discontinue any aspect of the
website, including, but not limited to, content, hours of availability and access. Such changes,
modifications, additions, or deletions shall be effective immediately upon posting and any subsequent use
by you after such posting shall conclusively be deemed to be acceptance by you of such changes,
modifications, or deletions.

Notwithstanding any other language in this Agreement to the contrary, you agree that Mossberg’s
Investor Digest may, without notice to you, change its Disclosures and those changes will be incorporated
into this Agreement.

19. Miscellaneous
(a) This Agreement shall be governed by the laws of the State of Texas and the United States of America
without reference to conflicts of laws. Conflict of laws provisions shall be construed as to make the laws of
the State of Texas applicable hereto and Tarrant County, Texas, as the venue of any dispute. Any action
to enforce this agreement shall be brought in the federal or state courts located in Tarrant County, Texas.
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including Acts of God, acts of an enemy, the elements, earthquakes, floods, fires, epidemics, riots, failures
or delay in communication or transportation, or any act or failure to act by the other party provided,
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